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We all have a limited amount of time, 24 hours in a day and 7 days in a week. We also all have a limited amount of money. Yes, even a millionaire has a limit to the amount of money they can spend, their limit may just be higher than yours or mine. So we have to find a balance between the time we have and the money savings things that we do.

No one person could do every saving idea that exists. It just wouldn’t be possible. First, there are not enough hours in the day. Second, many of the money saving ideas contradict each other. One person says that the way to save on groceries is to only shop once a month…Another person says that the best way to save on groceries is to shop every week and buy the things your family likes that are on sale.

Which one is right?

Really, neither one is right or wrong. They are both doing what works for them.

Some people have more time than money. They are going to do more of the strategies that take time but save money. Other families have more money than time. They are going to probably spend more money than the first family in this example, but they can still use some money saving strategies that don’t take up much of their time. We all have to prioritize what is important to us.

Enjoying time with my children is very important to me. So is saving money. I don’t necessarily have to choose whether I am going to enjoy time with my children or do a money saving activity this afternoon, though. I can find activities that allow me to do both. Maybe we spend the afternoon making cookies to use as snacks for the week. This saves me money because I can make cookies cheaper than the ones that my family would eat from the store. It is a fun activity for me and my kids. And I have control over what went into the cookies, so I can make them a little healthier by using less sugar, part or all whole wheat flour, etc. This is a bonus for me.

Also let’s not forget the enjoyment factor. There are so many ways to save money out there. There is no reason to choose the one that makes you the most miserable. Choose the money saving ideas that sound easy and enjoyable.

Steve Campbell

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